:root{
  --ink:#172033;--muted:#5e6a7f;--line:#dfe4ee;--bg:#f7f8fc;--card:#ffffff;
  --brand:#5637d8;--brand2:#7359e8;--soft:#eeeafd;--good:#176b55;--warn:#8a5b00;
  --radius:18px;--shadow:0 12px 34px rgba(30,38,65,.08);--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.68}
a{color:#4831bd;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:#2d1d88}
img{max-width:100%}.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}
.topbar{background:#21175c;color:#fff;font-size:.88rem;padding:7px 0;text-align:center}.topbar a{color:#fff;font-weight:700}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:76px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:900;font-size:1.22rem}.brand-mark{width:36px;height:36px;border-radius:11px;background:linear-gradient(135deg,var(--brand),#9a80ff);color:#fff;display:grid;place-items:center;font-weight:900}
nav{display:flex;align-items:center;gap:18px;font-size:.94rem}nav a{text-decoration:none;color:#303a4d;font-weight:650}.header-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:11px;padding:11px 16px;background:var(--brand);color:white!important;text-decoration:none!important;font-weight:800;box-shadow:0 7px 18px rgba(86,55,216,.2)}.header-cta:hover,.btn:hover{background:#432ab8}.btn.secondary{background:#fff;color:var(--brand)!important;border:1px solid #cfc7fa;box-shadow:none}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px;font-size:1.2rem}
.hero{padding:72px 0 54px;background:radial-gradient(circle at 75% 20%,#e8e1ff 0,transparent 35%),linear-gradient(180deg,#fff,#f7f8fc)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);background:var(--soft);padding:6px 10px;border-radius:999px}
.hero h1,.article h1{font-size:clamp(2.15rem,4vw,4.25rem);line-height:1.04;letter-spacing:-.04em;margin:17px 0 18px}.hero p{font-size:1.18rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}
.trustline{margin-top:17px;color:var(--muted);font-size:.9rem}
.grid{display:grid;gap:20px}.cards{grid-template-columns:repeat(3,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.card h3{margin:.2rem 0 .5rem}.card p{color:var(--muted);margin:.3rem 0}
.section{padding:55px 0}.section h2{font-size:clamp(1.7rem,3vw,2.55rem);letter-spacing:-.025em;margin:0 0 12px}.section-lead{color:var(--muted);max-width:760px}
.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:34px;padding:38px 0 70px}.article{background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(24px,4vw,48px);box-shadow:var(--shadow)}.article h1{font-size:clamp(2.1rem,4vw,3.65rem)}.article h2{font-size:1.6rem;line-height:1.2;margin-top:2.1rem}.article h3{font-size:1.15rem;margin-top:1.5rem}.article p,.article li{font-size:1.03rem}.article .dek{font-size:1.18rem;color:var(--muted)}.meta{display:flex;flex-wrap:wrap;gap:9px;margin:15px 0 26px}.pill{font-size:.8rem;border:1px solid var(--line);border-radius:999px;padding:5px 9px;color:var(--muted);background:#fbfcff}
.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:16px}.breadcrumbs a{color:var(--muted)}
.sidebar{position:relative}.side-sticky{position:sticky;top:100px}.side-box{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;margin-bottom:18px}.side-box h3{margin:.1rem 0 .5rem}.side-box p{color:var(--muted);font-size:.93rem}.side-box .btn{width:100%;margin-top:8px}.side-links a{display:block;padding:9px 0;border-top:1px solid var(--line);text-decoration:none;font-size:.92rem}
.cta-box{margin:30px 0;background:linear-gradient(135deg,#261a68,#5a3cd7);color:#fff;border-radius:20px;padding:28px}.cta-box h2,.cta-box h3{margin-top:0;color:#fff}.cta-box p{color:#e8e3ff}.cta-box .btn{background:#fff;color:#35219e!important}.disclosure{font-size:.82rem;color:var(--muted);border-left:3px solid #c8befb;padding-left:12px;margin:18px 0}
.table-wrap{overflow-x:auto;margin:20px 0}table{border-collapse:collapse;width:100%;font-size:.94rem}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:#f1effc}
.checklist{list-style:none;padding:0}.checklist li{padding:8px 0 8px 30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--good);font-weight:900}
.callout{background:#f5f3ff;border:1px solid #dcd5ff;border-radius:16px;padding:18px 20px;margin:24px 0}.callout strong{color:#3f2ba9}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.related a{display:block;background:#fbfcff;border:1px solid var(--line);border-radius:13px;padding:14px;text-decoration:none;font-weight:700}
footer{background:#151a2a;color:#dbe0ed;padding:50px 0 28px}footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:26px}.footer-grid h4{color:#fff;margin:.1rem 0 .7rem}.footer-grid a{display:block;text-decoration:none;margin:7px 0;font-size:.92rem}.footer-note{border-top:1px solid #32394d;margin-top:32px;padding-top:20px;color:#9ea8bb;font-size:.84rem}
.mobile-aff{display:none}
.hub-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.hub-list a{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-decoration:none}.hub-list strong{display:block;color:var(--ink)}.hub-list span{display:block;color:var(--muted);font-size:.9rem;margin-top:3px}
@media(max-width:900px){nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:stretch}.site-header.open nav{display:flex}.menu-toggle{display:block}.header-cta{display:none}.article-shell{grid-template-columns:1fr}.sidebar{display:none}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.mobile-aff{display:block;position:fixed;bottom:12px;left:12px;right:12px;z-index:60;text-align:center;background:var(--brand);color:#fff!important;padding:13px;border-radius:14px;text-decoration:none;font-weight:900;box-shadow:0 10px 35px rgba(0,0,0,.25)}body{padding-bottom:62px}}
@media(max-width:620px){.cards,.related,.hub-list,.footer-grid{grid-template-columns:1fr}.wrap{width:min(var(--max),calc(100% - 24px))}.hero{padding-top:46px}.article{padding:22px}.topbar{font-size:.8rem}}